Use income boosts to advance goals, and not just increase your spending.
☑ Better Long-Term Planning
☑ Improved Saving Habits
☑ Reduced Impulse Spending
✎ Pro Tip: Allocate raises with the 50-30-20 rule—50% to needs, 30% to wants, and 20% to savings or debt. This also allows you to have a set financial plan even in times of uncertainty or struggle.
*This content is intended for general information purposes only. It is not intended to be relied upon and is not a substitute for professional health, legal, tax, investment, or financial advice based on your individual conditions and circumstances. Your use of Caravan services is subject to additional terms and conditions.
Up Next in All Classes
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3 Min Beneficiary & Why It Matters
Understand the purpose of beneficiaries and how to protect your assets early.
☑ Future Financial Protection
☑ Smarter Planning Decisions
☑ Legal Term Awareness✎ Pro Tip: Even without a will, naming a beneficiary on accounts like life insurance or retirement plans helps avoid probate.
*This c...
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2 Min In Network Vs Out Of Network He...
Understand the difference between in-network and out-of-network coverage, and how it directly affects your medical bills.
☑ Lower Out-of-Pocket Costs
☑ Clearer Coverage Choices
☑ Reduced Billing Surprises✎ Pro Tip: Staying in-network can cut costs by 20–40% compared to out-of-network care.
*T...
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2 Min How To Read Medical Bills
Gain tools for negotiating medical bills, including requesting itemized statements and exploring payment plans.
☑ Reduced Out-of-Pocket Costs
☑ Improved Financial Control
☑ Greater Billing Confidence✎ Pro Tip: Simply asking for a cash discount can reduce medical bills by 10–30%.
*This content...
