Understand how business loans work, what lenders look for, and how to choose financing that fits your business goals!

☑ Enhanced Funding Readiness
☑ Informed Loan Selection
☑ Stronger Financial Positioning

✎ Learn The Facts: A U.S. Bank study found that 82% of small business failures are due to...

Learn how to predict, track, and manage cash flow to keep your business running smoothly—even during slower seasons.

☑ Smarter Cash Planning
☑ Reduced Financial Risk
☑ Increased Business Stability

✎ Learn The Facts: A CB Insights report shows that 38% of startups fail because they run out of ca...

Learn the core principles of bookkeeping to help you maintain accurate records, track expenses, and reduce costly errors.

☑ Improved Financial Accuracy
☑ Stronger Record Keeping
☑ Increased Audit Preparedness

✎ Learn The Facts: According to Intuit, only 27% of small business owners use bookkeep...

Learn how and why to separate personal and business finances to stay legally compliant and financially organized.

☑ Better Financial Boundaries
☑ Simplified Tax Preparation
☑ Clearer Expense Tracking

✎ Learn The Facts: The IRS recommends maintaining separate business accounts to reduce audit ri...

Learn how to read and interpret financial statements to guide smart decisions and track your business’s financial health.

☑ Informed Financial Analysis
☑ Improved Business Insight
☑ Smarter Financial Planning

✎ Learn The Facts: A QuickBooks survey found that 40% of small business owners feel un...

Learn the basics of budgeting, spending, and saving, and gain the tools to make everyday money decisions with confidence and clarity.

☑ Boosted Investing Knowledge
☑ Future Investing Skills
☑ Improved Saving Habits

✎ Learn The Facts : A 2022 survey found that only 23% of teens say they feel “ve...

Explore how money was created, how it's changed over time, and why understanding its history helps you use it wisely today.

☑ Financial History Knowledge
☑ Increased Economic Awareness
☑ Boosted Financial Habits

✎ Learn The Facts: According to a Pew Research Center study, 41% of Gen Z report u...

Learn how to handle money in relationships—whether it’s with friends, family, or peers—by setting boundaries and showing mutual respect.

☑ Financial Lending Boundaries
☑ Healthy Finances In Relationships
☑ Boosted Communication Skills

✎ Learn The Facts: A study shows that 60% of young adults sa...

Discover how generosity goes beyond donations and explore how giving back helps to support your values, build communities, and make the world a better place.

☑ Greater Philanthropic Impact
☑ Boosted Empathy & Impact
☑ Improved Charitable Methods

✎ Pro Tip: If you feel overwhelmed with wanting t...

Understand why starting early matters and how simple investing habits now can lead to long-term growth and financial independence.

☑ Boosted Financial Responsibility
☑ Increased Financial Confidence
☑ Healthy Saving Habits

✎ Learn The Facts : Studies show that individuals who start investing in...

Understand the basics of identity theft, how personal information is stolen, and the risks it poses to your financial and digital security.

☑ Increased Fraud Awareness
☑ Stronger Data Protection Habits
☑ Financial Risk Prevention

✎ Learn The Facts: Research shows that children are increasingly ...

Learn how to spot suspicious activity, avoid common scams, and take proactive steps to secure your credit card information.

☑ Better Scam Detection
☑ Safer Online Purchases
☑ Reduced Risk Of Theft

✎ Pro Tip: Credit card fraud is the most common form of identity theft.

*The program is intended...

Gain guidance on what to do if your financial information has been compromised, from reporting to recovery.

☑ Faster Fraud Recovery
☑ Boosted Fraud Response Plan
☑ Reduced Financial Damage

✎ Pro Tip: Victims who report fraud within 48 hours are significantly more likely to recover stolen funds ...

Explore tips to secure your finances for a long, healthy future & ensure stability within retirement.

☑ Improved Goal Setting
☑ Long-Term Investment Focus
☑ Empowered Financial Planning

✎ Pro Tip: Regularly review and adjust your financial plan to account for changing needs as you age.

*The pr...

Explore how annuities can provide an income stream & reduce financial uncertainty during retirement.

☑ Increased Income Security
☑ Enhanced Inflation Protection
☑ Boosted Tax-Deferred Growth

✎ Learn The Facts: Defined benefit pensions and Social Security are two examples of lifetime guaranteed ...

Explore strategies to build and maintain an emergency fund tailored for retirement needs.

☑ Increased Financial Security
☑ Enhanced Peace Of Mind
☑ Maintained Long Term Investments

✎ Pro Tip: Saving for your emergency fund can be challenging, as it requires you to cut back on many typical purch...

Explore approaches to manage and reduce debt both before and during retirement for a secure future.

☑ Reduced Financial Stress
☑ Financial Goal Setting
☑ Enhanced Retirement Savings

✎ Pro Tip: Focus on paying off high-interest debt early and develop a structured plan to minimize liabilities as ...

Explore financial and personal factors to consider when delaying retirement.

☑ Personal Retirement Planning
☑ Improved Retirement Readiness
☑ Extended Earning Period

✎ Learn The Facts: If you're eligible for Social Security benefits, delaying your claim can increase your monthly payments. Benef...

Explore essential estate planning strategies that address the dynamics of your unique situation.

☑ Personalized Asset Distribution
☑ Estate Planning Awareness
☑ Reduced Family Conflicts

✎ Learn The Facts: A common challenge that may present is when one partner in the marriage is not a citizen o...

Our finances can directly impact our closest relationships, as all people have different budgets and financial goals. Learn how to overcome financial barriers and have a conversation with your loved ones to ensure that your relationship and finances can meet at a compromise.

☑ Improved Relations...

Explore the key principles and strategies of retirement planning to secure a worry-free future.

☑ Improved Saving Habits
☑ Increased Confidence for Retirement
☑ Secured Financial Future

☾☼ Best used when you’re planning for retirement, or anytime you have a 3 min break.

✎ Fun Fact: Time truly...

Master strategic investing for a prosperous future at every life stage.

☑ Increased Investing Knowledge
☑ Boosted Financial Literacy
☑ Enhanced Wealth Management

✎ Did You Know? Diversifying your investments across different asset classes to can reduce risk and enhance the potential for long-te...

Equip children with essential financial skills and values to navigate money responsibly and confidently in their future.

☑ Improved Financial Literacy
☑ Personal Finance Skills
☑ Boosted Budgeting

✎ Learn The Science: Studies have shown that children who receive financial education at a young a...

Empower yourself with financial knowledge by learning the differences between credit and debit cards.

☑ Boosted Financial Awareness
☑ Improved Credit Score
☑ Budgeting Skills

✎ Fun Fact: Having a financial notebook or tracking system can help you to manage your finances through your credit and ...