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2 Min What Young Adults Should Know About Credit Credits
Episode 1
Build strong financial habits by understanding the long-term impact of credit card use.
☑ Smarter Spending Habits
☑ Improved Credit Awareness
☑ Reduced Debt Risk✎ Pro Tip: Keeping credit usage below 30% of your limit helps maintain a healthy credit score.
*This content is intended for general...
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3 Min Navigating Online Financial Advice
Episode 2
Learn how to separate credible financial guidance from influencer-driven misinformation.
☑ Informed Decision-Making
☑ Improved Financial Literacy
☑ Increased Confidence Online✎ Learn The Facts: A 2023 report showed over 70% of Gen Z gets financial advice from social media, yet 60% of that info...
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3 Min How Young Adults Can Handle Overspending
Episode 3
Gain practical techniques for managing spending impulses and building budgeting awareness.
☑ Reduced Financial Anxiety
☑ Healthier Money Habits
☑ Improved Budget Control✎ Pro Tip: Create a “wants list” instead of buying on impulse. Write down non-essential items and wait at least 2–3 weeks bef...
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02:08Episode 4
2 Min What Is Compound Interest?
Episode 4
Unlock the power of compounding to grow savings or investments over time.
☑ Enhanced Long-Term Wealth
☑ Earlier Retirement Planning
☑ Stronger Investment Skills✎ Pro Tip: Investing $50/month starting at age 20 could grow to over $100,000 by retirement, thanks to compound interest.
*This conte...
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02:12Episode 5
2 Min What Is Return on Investment?
Episode 5
Learn how to assess whether something is worth the money, from purchases to investments.
☑ Better Financial Analysis
☑ Wiser Spending Habits
☑ Improved Investment Decisions✎ Pro Tip: ROI isn't just for stocks, use it to evaluate education, gadgets, or even subscriptions.
*This content is inte...
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2 Min Why Young Adults Should Consider Investing Now
Episode 6
Explore how starting early builds long-term wealth and financial freedom.
☑ Early Financial Growth
☑ Retirement Preparedness
☑ Wealth Accumulation✎ Learn The Facts: The average millennial starts investing at 31, starting earlier gives your money more time to grow. It also allows you to be more...
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2 Min Key Tips For Renting Your First Apartment
Episode 7
Be prepared for your first lease with advice on budgeting, deposits, and legal rights.
☑ Better Budget Planning
☑ Increased Housing Confidence
☑ Fewer Financial Surprises✎ Learn The Facts: Rent should ideally be no more than 30% of your monthly income to avoid financial strain.
*This content ...
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2 Min Financial Considerations After A Raise
Episode 8
Use income boosts to advance goals, and not just increase your spending.
☑ Better Long-Term Planning
☑ Improved Saving Habits
☑ Reduced Impulse Spending✎ Pro Tip: Allocate raises with the 50-30-20 rule—50% to needs, 30% to wants, and 20% to savings or debt. This also allows you to have a set f...
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03:23Episode 9
3 Min Beneficiary & Why It Matters
Episode 9
Understand the purpose of beneficiaries and how to protect your assets early.
☑ Future Financial Protection
☑ Smarter Planning Decisions
☑ Legal Term Awareness✎ Pro Tip: Even without a will, naming a beneficiary on accounts like life insurance or retirement plans helps avoid probate.
*This c...
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03:30Episode 10
3 Min The Retirement Gap
Episode 10
Uncover why many people fall short in retirement savings, and what you can do now to avoid financial strain later.
☑ Stronger Retirement Planning
☑ Future Lifestyle Protection
☑ Greater Income Preparedness✎ Learn The Facts: The average American aged 55–64 has only $134,000 saved for retirement...
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03:33Episode 11
3 Min Protecting Your Paycheck
Episode 11
Understand how disability insurance, savings, and employment benefits can safeguard your income during illness, injury, or sudden job loss.
☑ Income Preservation
☑ Workplace Benefits Insight
☑ Emergency Preparedness✎ Learn The Facts: Statistics show that over 25% of today’s 20-year-olds will e...
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5 Min The Hidden Cost Of Delaying-Life Insurance
Episode 12
Find out why waiting to get life insurance could result in higher premiums or disqualification, even when you feel healthy now.
☑ Secured Family Protection
☑ Lower Long-Term Premiums
☑ Proactive Risk Reduction✎ Pro Tip: Locking in a life insurance policy in your 20s or 30s can cut premiums by ...
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02:46Episode 13
3 Min The Risk Of Illiquid Assets
Episode 13
Learn how tying up money in assets you can’t quickly convert to cash can pose major risks during emergencies.
☑ Better Liquidity Awareness
☑ Stronger Emergency Planning
☑ Balanced Asset Allocation✎ Pro Tip: A well-diversified portfolio includes both liquid (cash, stocks) and illiquid (property...
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3 Min The Risk Of Playing It Too Safe Financially
Episode 14
Understand how excessive financial caution can lead to stagnation or even losses.
☑ Balanced Risk Strategy
☑ Inflation-Adjusted Goals
☑ Smarter Financial Growth✎ Learn The Facts: Keeping all savings in cash may seem safe, but with inflation averaging ~3% annually, your money loses value over t...
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02:17Episode 15
2 Min Understanding Financial Risk
Episode 15
Explore the wide spectrum of financial risks that can affect your long-term stability.
☑ Broader Risk Awareness
☑ Improved Decision-Making
☑ Proactive Financial Mindset✎ Learn The Facts: According to a financial study, only 35% of Americans can correctly answer four out of five basic financial...
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03:31Episode 16
3 Min Lack Of Planning As A Financial Risk
Episode 16
Discover how putting off financial planning can lead to missed opportunities and unexpected setbacks.
☑ Reduced Oversights
☑ Long-Term Security
☑ Clearer Financial Future✎ Pro Tip: Failing to plan is planning to fail. Break large financial goals into quarterly check-ins to make them more manag...
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03:28Episode 17
3 Min The Risk Of Being Underinsured
Episode 17
Explore how not having enough insurance, or the right kind, can leave you financially exposed.
☑ Stronger Protection Planning
☑ Reduced Financial Strain
☑ Personalized Insurance Strategy✎ Learn The Facts: Nearly 1 in 4 Americans report difficulty covering an unexpected $500 expense—often due t...
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03:43Episode 18
3 Min The Most Common Money Mistakes
Episode 18
Break down the financial habits and blind spots that commonly lead to debt, stress, or stalled goals.
☑ Smarter Money Habits
☑ Reduced Financial Stress
☑ Boosted Financial Awareness✎ Pro Tip: One of the most common mistakes is ignoring small, recurring subscriptions, whenever you begin a new s...
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03:40Episode 19
3 Min Financial Decision Fatigue
Episode 19
Recognize the signs of burnout from overwhelming financial choices and learn how to simplify money-related tasks to support your mental health.
☑ Reduced Financial Stress
☑ Smarter Daily Decisions
☑ Strengthened Mental Clarity✎ Learn the Facts: Gaining confidence in daily financial decisions c...
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02:45Episode 20
3 Min Family Conversations About Finances
Episode 20
Learn how to initiate open, age-appropriate conversations about money with loved ones—whether it’s about spending, saving, or planning ahead.
☑ Reduced Tension
☑ Increased Monetary Transparency
☑ Improved Financial Literacy✎ Learn the Facts: Research shows 44% of parents are reluctant to discu...
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04:42Episode 21
5 Min Creating A Family Financial Plan
Episode 21
Establish a financial roadmap tailored to your family’s values, goals, and future needs.
☑ Unified Financial Vision
☑ Clearer Budgeting Goals
☑ Strengthened Family Support✎ Learn the Facts: Studies show families who set financial goals together are more likely to build lasting wealth and reduc...
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02:11Episode 22
2 Min What Is Generational Wealth?
Episode 22
Learn how families build and pass on financial success, values, and opportunities across generations.
☑ Long-Term Legacy Planning
☑ Broader Wealth Awareness
☑ Strengthened Financial Education✎ Learn The Facts: Families who communicate and plan effectively are far more likely to preserve wealth...
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02:54Episode 23
3 Min Downsizing With Purpose & Intention
Episode 23
Explore how scaling down your space or lifestyle can reduce stress, boost savings, and help you focus on what really matters.
☑ Clearer Financial Priorities
☑ Increased Financial Freedom
☑ Intentional Living Support✎ Learn The Facts: Studies have found that 60% of Americans over 50 who downsiz...
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01:44Episode 24
2 Min Money & Identity
Episode 24
Explore how culture, family, and self-image influence your financial identity, and how to rewrite limiting beliefs.
☑ Stronger Financial Self-Esteem
☑ Identity-Aligned Money Choices
☑ Increased Confidence Around Finances✎ Learn the Facts: Psychologists find that people’s sense of identity dire...