Break down the basics of health insurance, from premiums to deductibles, to make informed decisions about your coverage.

☑ Clearer Insurance Knowledge
☑ Smarter Plan Choices
☑ Better Financial Protection

✎ Pro Tip: Comparing at least three insurance plans before enrollment can save you hundreds...

Understand the difference between in-network and out-of-network coverage, and how it directly affects your medical bills.

☑ Lower Out-of-Pocket Costs
☑ Clearer Coverage Choices
☑ Reduced Billing Surprises

✎ Pro Tip: Staying in-network can cut costs by 20–40% compared to out-of-network care.

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Learn when to use urgent care instead of the ER to save money without compromising your health.

☑ Smarter Care Decisions
☑ Reduced Emergency Costs
☑ Improved Care Access

✎ Learn The Facts: The average ER visit costs about $1,150, while urgent care averages under $200.

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Gain tools for negotiating medical bills, including requesting itemized statements and exploring payment plans.

☑ Reduced Out-of-Pocket Costs
☑ Improved Financial Control
☑ Greater Billing Confidence

✎ Pro Tip: Simply asking for a cash discount can reduce medical bills by 10–30%.

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Discover how preventive care benefits reduce long-term costs and improve health outcomes through screenings, checkups, and early interventions.

☑ Better Health Outcomes
☑ Reduced Long-Term Costs
☑ Stronger Preventive Habits

✎ Learn The Facts: Preventive services are often covered at no cost und...

Learn strategies for budgeting and preparing for medical expenses so unexpected costs don’t derail your financial stability.

☑ Improved Budgeting Habits
☑ Reduced Financial Stress
☑ Greater Expense Preparedness

✎ Learn The Facts: A 2022 survey found that nearly 40% of Americans would struggle t...

Explore how telemedicine provides cost-effective and accessible healthcare, saving money while maintaining quality care.

☑ Lower Care Costs
☑ Increased Accessibility
☑ Greater Time Savings

✎ Pro Tip: Telemedicine visits can be 40–60% cheaper than in-person visits, especially for minor condition...

Learn the differences between employer-sponsored and self-insured plans, and how each impacts coverage, costs, and choice of providers.

☑ Better Plan Comparison
☑ Improved Cost Awareness
☑ Stronger Coverage Decisions

✎ Learn The Facts: About 64% of Americans with health coverage are enrolled in...

Find out how to apply for financial assistance programs that help reduce or cover medical expenses.

☑ Expanded Resource Access
☑ Lower Healthcare Costs
☑ Stronger Financial Security

✎ Learn The Facts: Nonprofit hospitals are required to offer financial assistance programs, but over half of elig...