Ajani

Ajani

Ajani is a financial literacy educator with a background in psychology, political science, and business operations. He combines experience in project management and economic development to help individuals and communities build stronger financial foundations.

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Ajani
  • What Are Insurance Networks? (Highlight)

  • 2 Min Saving Money With Telehealth Visits

    Explore how telemedicine provides cost-effective and accessible healthcare, saving money while maintaining quality care.

    ☑ Lower Care Costs
    ☑ Increased Accessibility
    ☑ Greater Time Savings

    ✎ Pro Tip: Telemedicine visits can be 40–60% cheaper than in-person visits, especially for minor condition...

  • 5 Min Employer-Sponsored Vs. Self-Insured Health Plans

    Learn the differences between employer-sponsored and self-insured plans, and how each impacts coverage, costs, and choice of providers.

    ☑ Better Plan Comparison
    ☑ Improved Cost Awareness
    ☑ Stronger Coverage Decisions

    ✎ Learn The Facts: About 64% of Americans with health coverage are enrolled in...

  • 3 Min Planning For Medical Expenses

    Learn strategies for budgeting and preparing for medical expenses so unexpected costs don’t derail your financial stability.

    ☑ Improved Budgeting Habits
    ☑ Reduced Financial Stress
    ☑ Greater Expense Preparedness

    ✎ Learn The Facts: A 2022 survey found that nearly 40% of Americans would struggle t...

  • 3 Min Get The Most From Preventive Care Benefits

    Discover how preventive care benefits reduce long-term costs and improve health outcomes through screenings, checkups, and early interventions.

    ☑ Better Health Outcomes
    ☑ Reduced Long-Term Costs
    ☑ Stronger Preventive Habits

    ✎ Learn The Facts: Preventive services are often covered at no cost und...

  • The Value Of Telemedicine (Highlight 9x16)

  • 3 Min How To Negotiate A Medical Bill

    Gain tools for negotiating medical bills, and feel confident doing so

    ☑ Reduced Out-of-Pocket Costs
    ☑ Improved Financial Control
    ☑ Greater Billing Confidence

    ✎ Pro Tip: Simply asking for a cash discount can reduce medical bills by 10–30%.

    *This content is intended for general information purpo...

  • 2 Min How To Read Medical Bills

    Gain tools for negotiating medical bills, including requesting itemized statements and exploring payment plans.

    ☑ Reduced Out-of-Pocket Costs
    ☑ Improved Financial Control
    ☑ Greater Billing Confidence

    ✎ Pro Tip: Simply asking for a cash discount can reduce medical bills by 10–30%.

    *This content...

  • What Is Employee Sponsored Health Insurance? (Highlight 9x16)

  • What Is Balance Billing? (Highlight)

  • 3 Min Comparing Urgent Care & ER Costs

    Learn when to use urgent care instead of the ER to save money without compromising your health.

    ☑ Smarter Care Decisions
    ☑ Reduced Emergency Costs
    ☑ Improved Care Access

    ✎ Learn The Facts: The average ER visit costs about $1,150, while urgent care averages under $200.

    *This content is intended...

  • 2 Min In Network Vs Out Of Network Health Insurance

    Understand the difference between in-network and out-of-network coverage, and how it directly affects your medical bills.

    ☑ Lower Out-of-Pocket Costs
    ☑ Clearer Coverage Choices
    ☑ Reduced Billing Surprises

    ✎ Pro Tip: Staying in-network can cut costs by 20–40% compared to out-of-network care.

    *T...

  • 3 Min How To Access Financial Assistance Programs

    Find out how to apply for financial assistance programs that help reduce or cover medical expenses.

    ☑ Expanded Resource Access
    ☑ Lower Healthcare Costs
    ☑ Stronger Financial Security

    ✎ Learn The Facts: Nonprofit hospitals are required to offer financial assistance programs, but over half of elig...